Build your wealth while protecting what matters
Build your wealth while protecting what matters
Choose from our professionally managed and well-diversified funds
Be insured against Death, Accidental Death, Total & Permanent Disability and Terminal Illness
Optional coverage for Critical Illnesses and Early Cancer
Who can apply?
Anyone between 1-month-old and 55 years old (age next birthday)
An Insurance plan that builds your wealth while protecting you and your family.
Investment
The premiums you pay will be invested in professionally managed and well-diversified funds of your choosing that suit your risk appetite and investment objectives.
A premium allocation rate applies for each year, which determines how much of your premiums go towards your investments.
You can choose to pay your premiums over either 10 or 20 years.
The cash value of your plan will depend on the performance of the funds you invest in.
Your investments are not guaranteed and are subject to investment risks, including the potential loss of your capital.
Insurance
Be protected against Death, Accidental Death, Total and Permanent Disability (TPD) and Terminal Illness (TI), with optional coverage for Critical Illness and Early Cancer.
Although your policy matures at the end of the policy year when the life assured is age 80, you can choose to extend it by another 20 years without answering any underwriting (health-related) questions.
As insurance charges and policy fees are paid through the deduction of investment units, your policy will be terminated, and you will lose your insurance coverage if the account value of the policy is not sufficient to pay all fees and charges.
Flexibility during emergencies
You can take premium holidays (pause your payments) or make partial withdrawals at no extra charge, to tide you over emergencies.
This is not a savings or fixed deposit account, or a pure protection insurance product. It is an investment-linked insurance plan with risks. If you want insurance protection only, you should consider other insurance products which might be more appropriate.
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