Loan Against Property

If you are looking for funds up to 50crores, we provide the highest loan of your property up to 80%.  With extended loan tenure of up to 20 years, you end up paying lower EMIs. We offer funding for all types of properties such as residential, commercial, industrial plots, godowns, etc. If you have already availed a Loan Against Property with another financier, you can transfer it with ease & enjoy amazing benefits like the top-up facility.

Make the right decision for your fund’s requirement with a Loan against Property

Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but they can be settled conveniently if you own a property. You can easily secure a loan by mortgaging your property. A Loan Against Property or LAP is a secured loan obtained by any individual or entity who owns a property in his/her name.

Put your financial worries to rest as Capitotal wealth offers Loan Against Property (LAP) that can help you live your dreams. LAP can be used for personal or business needs. You do not need to sell your property; it will be used as collateral by Financiers to offer you the required loan amount. Loan Against Property is one of the effective ways to raise money. It offers a high loan amount, lower interest rate and flexible loan tenure. Additionally, you can leverage our attractive offers to meet your financial needs, without any hassles.

Loan against property loan with unique benefits which enable borrowers to meet their high-end expenses with ease.

Lower EMIs: opt for a long repayment tenor of up to 20 years which distributes the loan amount, and you get to pay a lower EMI amount every month

Fastest loan approval: Avail of this fastest mortgage loan in India disbursed to your account within 5days post-approval

Low-interest rates: Banks provides loan against property at a low rate of interest, which makes repayment affordable

Low to no prepayment charges: An individual availing of a property loan at floating interest rates enjoys part-prepayment and foreclosure facilities at nil charges, provided the sum is not being used to address business expansion expenses.

Loan against property
A loan against property is a secured loan availed against a commercial or residential property kept as collateral with the lender. As the funds come with no end usage restriction, borrowers can utilise the funds for various purposes such as business expansion, weddings, child’s education etc.

Check out these features of a loan against property
LTV of the property loan is 75% – 90% of the current market value of the mortgaged property
Comes with a flexible repayment tenor of up to 20years
Funds up to Rs.15 Crore are available