“Cash flow drives every business. Capitotal helps you keep your foot on the gas”
Unsecured business loans are a faster and simpler alternative to a traditional secured loan. If you are unable to provide the security required for a traditional secured loan, an unsecured business loan may be the solution for your business.
Unsecured business loans will require fewer documents and allows for faster decisions without the need for official valuations of your assets. This may be a suitable alternative for business owners who do not own a home and have minimal assets in the business
The Capitotal model starts and ends with cash flow. The lender makes a loan offer based on the operating performance of your business over the last year, with minimal conditions. Whatever your current size or future aspirations, if your cash flow indicates a solid business model, we’ll help you take it to the next level. Fast.
Lender will always work with our customers. What this means is that every loan can be customised around your business to suit your cash flow patterns. Our team will work around your business needs to ensure affordability, convenience and the utmost flexibility.
Because we know that cashflows can change in either direction, should your turnover increase and you wish to repay your loan earlier than expected, there are nominal fees, you can simply clear your loan early. Conversely, should your cash flow slow down, simply let us know and we will work through your situation with you providing you with a restructured plan to meet the changes in circumstance.
Yes We provide a wide range of unsecured business loan terms such as 12- 48 months, that can be repaid early at your discretion.
Apply today and get funded within 72 hours.
Because not all businesses are the same, we have made sure that our unsecured business loans are suitable for all natures of businesses. We know that some businesses accept more cash than others whilst some simply do not accept many if any credit card payments.
However, lenders will simply not provide loans to these businesses, with merchant loans an unsuitable option, we are happy to arrange loans on a similar basis to merchant loans but without the need for credit card payments.
This means that you can secure the loan you need with repayment terms like those of otherwise convenient merchant loans but without the need to change or perhaps subscribe to a prescribed credit payment provider.
